Additional Services

Individual Health plans

Individual Health plans Personal Life & Health: Extended Health Care An Extended Health Care Plan helps to cover the costs of care and recovery so you can focus on what matters most—getting better. Many Canadians are seeking out Extended Health Care to cover the gaps in their Provincial Health Insurance Plans and the plans offered through their employment. Many Canadians do not have health and dental benefits: Contract or seasonal workers Retired Canadians Self-employed professionals Small business owners and employees Unemployed or laid off employees Extended Health Care is also ideal for those seeking some extra coverage. Why do I need Extended Health Care? With health care costs adding up quickly, it’s imperative to have an affordable health care plan. You never know when these costs and unexpected medical expenses will affect you. It is a smart move to consider an individual plan if you are not fully covered through the province or through your work. Extended Health Care is important for those who: Do…

Employee Retirement Plans

Employee Retirement Plans Employee Retirement & Savings: Group Registered Retirement Savings Plan (Group RRSP) Group RRSPs help you and your employees to save for the future. It serves as an easy way to save, since it is often easier to have a small amount of money deducted from each paycheck than it is to make a large payment once a year. How Does it Work? In Group RRSPs, an RRSP is created for each participant and then these RRSPs are grouped together under one contract with the RRSP issuer. The contribution amount is decided by the individual employee and taken from the employee’s pre-tax pay via payroll deductions, which immediately reduces tax burdens instead of making the employee wait until the end of the year. The amount is then deposited into the employee’s RRSP. In contributing a small percentage of income regularly, individuals can build a sizeable nest egg, providing the security and retirement income needed for financial independence after retirement.

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